Travel Insurance

What do you think about Travel Medical Insurance? Would you suggest it? If so what websites are the best to get it from.

I never used to buy travel insurance...unless I was traveling with my parents, and then only rarely.

THEN....about 3 months ago, one of my friends and his wife went on vacation to Hawaii...got into a head on accident and almost died...he needed a orthopedic surgeon for his 2 broken legs. For some reason, there was only one on Maui, and he was booked for months....and the Honolulu hospital was full....

Air vac back to Las Vegas from Honolulu was over $52,000....

Yep, I will gladly pay the $35 to $95.

Just to give you an idea of what can happen - My wife fell and broke her hip in Tucson in February and they flew us back to Canada for repairs.

Ambulance $700
Emergency Room $300
Dr. Fee $500
Hospital (2 nights) $3,500
Air Ambulance $19,500
Return motorhome to Canada $2,000

Total Insurance Claim: $26,500

And this does not include the cost of the operation - that was done for free in Canada.

Cost of Insurance for five Months (2 people): $750

This is what they call a no brainer!

I usually do get the insurance. I dont know why everyone always flies back to get medical treatment though. I had reconstructive surgery to repair a shattered heelbone at MedAssist in 2002. 8 hours and 2 large surgical screws later and I was good as new. The orthopedic surgeon back home said he couldnt have done a better job and he would have charged me $28K. Doctor Gorge Garza at MedAssist only charged me $6K. I can do everything I could do before the accident. No limp or anything. The medical care in PV is better than you think.

I usually do get the insurance. I dont know why everyone always flies back to get medical treatment though. I had reconstructive surgery to repair a shattered heelbone at MedAssist in 2002. 8 hours and 2 large surgical screws later and I was good as new. The orthopedic surgeon back home said he couldnt have done a better job and he would have charged me $28K. Doctor Gorge Garza at MedAssist only charged me $6K. I can do everything I could do before the accident. No limp or anything. The medical care in PV is better than you think. Amen. I too would have no second thoughts about going for medical treatment in the Guadalajara/PV area. There are several \"state of the art\" or close to it facilities around with well-trained doctors and nurses.

Has any one used the company MEDEX for travel insurance?

In our case we had no choice. Our insurance company reserves the right to return us home for treatment and after their doctor talked to the Emergency Room doctor they imposed that decision on us even though all three docs - the emergency room doc, the insurance company doc and the surgeon who finally did the operation - agreed on exactly what had to be done. It is all a matter of money. We were in Tucson on our way down to Mexico at the time of the fall so they were comparing costs in the USA to Canada. The air ambulance crew had, however, been in P.V. the previous day to pick up another person with a broken hip and return him to Canada.