You can find ATMs (Automatic Teller Machines) throughout Puerto Vallarta, both at the banks, the airport, in supermarkets and in strategic locations around town. ATMs are linked to the Cirrus and PLUS systems and offer service in English and Spanish, dispensing pesos at the current exchange rate.
ATMs give the best exchange rates, many times have very low fees and if affiliated with your own bank you can avoid them altogether.
Local Bank in Puerto Vallarta
Bank of America (Merril Lynch)
Users recommend ATMs at major banks and supermarkets because those at convenience stores, gas stations, and other locations often have fees associated with them, plus those at banks and supermarkets are normally safer, as it’s harder to tamper with them (in case of card cloning) due to monitoring and heavy use.
You’ll get the best exchange rates for your dollars using your debit card at a bank ATM. If that’s not an option, then you can try the bank itself, if that’s not an option exchange your dollars at a “Casa de Cambio”. The worst place to change your dollars to pesos is at a Hotel in the area.
Credit card cloning and theft are on the rise, do take some precautions:
A thief needs the PIN to use your card. Cover your hand when you punch the code in, even if you think you are not being watched (think hidden cameras).
Don’t let anyone distract you while you are at the ATMs, if someone is too close, ask them to back off a bit. If you notice anything strange or do not feel comfortable, leave and find another place.
Notify your bank before you travel that you will be using your card at ATMs in Mexico so you aren’t met with denial the moment you try to make a withdrawal.
Make sure you bring along the right PIN 4 digit code.
Change the PIN regularly.
Some accounts can send an SMS message to your cell phone when there are withdrawals, this could be a useful option.
Check your bank statements online regularly so you can react in time if any unrecognized charges appear on your account.
Users mention having problems with an ATM CI Banco on Olas Altas in the Romantic Zone across from the Sama Bar. It might be best to avoid this ATM.
ATM location map
Some Puerto Vallarta ATM locations
Banamex (Citibank) – Juárez and Zaragoza Streets (Main Square)
Banamex (Citibank) – Plaza Genovesa
Banamex (Citibank) – Emiliano Zapata 48, El Pitillal
Banamex (Citibank) – Blvd. Francisco Medina Ascencio 2880, Hotel Zone
Banamex (Citibank) – Calle Prisciliano Sánchez 123, Hotel Zone
BBVA Bancomer – Blvd. Francisco Medina Ascencio 1740, Col. Olimpica
BBVA Bancomer – Villas Vallarta, Loc. 8 y 10
BBVA Bancomer – Juárez and Mina, Downtown
BBVA Bancomer – Plaza Caracol (Shopping Mall)
BBVA Bancomer – Plaza Marina
Banorte – Just outside the Marine Terminal
Banorte – Medina Ascencio 500
Banorte – Olas Altas 246, Romantic Zone
Banorte – Paseo Díaz Ordaz 690
HSBC – Corner Libertad and Miramar
HSBC – Francia 100 corner of Francisco Medina Ascencio Blvd., Hotel Zone
HSBC – International Airport
HSBC – Plaza Caracol (Shopping Mall)
Santander – Avenida México 1326
Santander – Rio Cuale, at west bridge
Santander – Plaza Genovesa
ScotiaBank – Av. Juárez 374
ScotiaBank – By the Los Muertos Pier
ScotiaBank – Chedraui Blvd. Francisco Medina Ascencio 2735, Hotel Zone
ScotiaBank – Hotel Krystal
ScotiaBank – Plaza Marina
ScotiaBank – Plaza Peninsula
ScotiaBank – Puerto Mágico (Cruise terminal harbor area)
If you use the correct ATM-based in your bank’s affiliation you will normally not be charged a fee.